How to Recover From a Bad Trading Week: A 3-Step Process (1)

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The Real Cost of Straight-to-Funding Accounts: A Warning for New Traders

As new traders, many of us go through what I call the evaluation stage. It’s that phase where, for 3 to 6 months, you seem to fail evaluation after evaluation. No matter how hard you try, there’s this mental block that makes it feel impossible to pass.

If you're there now, don't worry. Eventually, you break through, whether by skill or luck, and pass your first evaluation. But before that happens, there’s a dangerous thought that creeps in: “It’s not me—it’s the evaluation. If I could just get the funded account, all my problems would be solved.”

The new trader trap is set:

This is where straight-to-funding prop firms come in. They capitalize on that flawed mindset, offering you the opportunity to skip the evaluation for a higher fee, usually around $125 or more​. But let’s be clear: this is not the solution. We will get in when STF accounts are a great Idea.

It’s NOT before your first payout that is not the right time, it is the exact wrong time you should be using these companies

The Mental Trap of Straight-to-Funding

The idea that you’ll suddenly succeed if you skip the evaluation is flawed thinking. Whether you’re trading an evaluation or a funded account, the same rules apply. The only real difference is when you get paid—there’s no magic transformation.

 If you can’t pass an evaluation, you won’t survive with a funded account either. Traders flock to these straight-to-funding programs, hoping to avoid the struggle, but they soon realize they’ll save $50 to $100 per account by sticking with evaluations.

Personal Example: I personally failed over 200 evaluations before earning my first payout. If I had chosen straight-to-funding at $100 extra per account, I would have spent an additional $20,000. That’s a massive loss for something that wouldn’t have helped me succeed faster.

The Hidden Delay in “Speed”

The whole appeal of these straight-to-funding programs is the promise of speed. The idea is to skip the evaluation and start earning sooner, right?

 It’s Not Faster

The appeal of straight-to-funding is speed, but it’s misleading. Most firms still require you to trade for 10 days—that’s two weeks minimum before you can withdraw anything. Even then, payouts are often capped at around $2,000 on a $50K account.

Compare this to firms like Take Profit Trader that offer a 5-day evaluation, where you can start earning immediately after passing. You could make $20,000 and withdraw it on day one.

Final Thought: Don’t be fooled by the promise of speed. Stick to evaluations. It’s cheaper and more sustainable in the long run. For a reliable, trader-first approach, check out Verified Trader Funding.week’s funding discount

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Straight into funded accounts discount codes:  No evaluations! 

• VTFDIRECT10 - 10K Direct Swing -Save $25.00  

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Starting now, direct accounts daily loss limit breach does not fail the account! 

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Tip for my fellow traders

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Jered King